Equal

Equal

Íkualo es una plataforma financiera enfocada en personas migrantes en Europa que promueve su inclusión financiera, ofreciendo cuentas bancarias, transferencias, remesas y tarjetas de débito para facilitar el acceso al empleo, la vivienda y la estabilidad económica.
Íkualo es una plataforma financiera enfocada en personas migrantes en Europa que promueve su inclusión financiera, ofreciendo cuentas bancarias, transferencias, remesas y tarjetas de débito para facilitar el acceso al empleo, la vivienda y la estabilidad económica.

Category

Strategic Philanthropy

Region

Spain

INSTRUMENT

Equity

Contribution

60.000€ (2025)

Category

Strategic Philanthropy

Region

Spain

INSTRUMENT

Equity

Contribution

60.000€ (2025)

Problem

Cerca de 23 millones de migrantes en la UE enfrentan barreras para integrarse en el sistema financiero formal. La exclusión les expone a la economía sumergida, al riesgo de robo y les impide ahorrar o planificar a largo plazo, limitando además su acceso a préstamos para vivienda, educación o emprendimiento.

Solution

Íkualo facilita acceso a cuentas bancarias, tarjetas de débito, seguros y transferencias adaptadas al perfil migrante, fortaleciendo su estabilidad económica y reduciendo barreras para acceder a servicios esenciales como vivienda, educación y empleo, mejorando en última instancia su calidad de vida.

Impact

En sus primeros meses de actividad Íkualo ha alcanzado 14.000 personas usuarias con acceso gratuito a sus servicios. Su modelo no solo mejora la vida de las personas migrantes sino que contribuye al desarrollo económico de los países donde opera, fortaleciendo la cohesión comunitaria a nivel individual y colectivo.

Problem

Cerca de 23 millones de migrantes en la UE enfrentan barreras para integrarse en el sistema financiero formal. La exclusión les expone a la economía sumergida, al riesgo de robo y les impide ahorrar o planificar a largo plazo, limitando además su acceso a préstamos para vivienda, educación o emprendimiento.

Solution

Íkualo facilita acceso a cuentas bancarias, tarjetas de débito, seguros y transferencias adaptadas al perfil migrante, fortaleciendo su estabilidad económica y reduciendo barreras para acceder a servicios esenciales como vivienda, educación y empleo, mejorando en última instancia su calidad de vida.

Impact

En sus primeros meses de actividad Íkualo ha alcanzado 14.000 personas usuarias con acceso gratuito a sus servicios. Su modelo no solo mejora la vida de las personas migrantes sino que contribuye al desarrollo económico de los países donde opera, fortaleciendo la cohesión comunitaria a nivel individual y colectivo.

We open
opportunities

We open sustainable economic opportunities in Sub-Saharan Africa and Spain, combining strategic donations and impact investment.
with the purpose of improving the livelihoods of the most vulnerable people.

Impact investment

Our aim is to help social enterprises and organisations become profitable and scale up their impact by providing patient capital, technical support and partnerships.

Strategic Philanthropy

We fund projects that align with our purpose, focusing resources on job creation for individuals with fewer opportunities, which in some cases can be transformed into loans and generate returns.

Our Programmes

Acumen Academy Spain

Acumen Academy Spain

It is a training programme in social leadership that aims to foster a new generation of change agents who are challenged to solve society's most complex issues, providing them with tools and resources to help them develop new solutions and build a more just, inclusive and sustainable world.

who are already part of this community
0 fellows
created in Spain in recent years
0 cohorts

Our Programmes

Foundation Fund

Foundation Fund

It is an initiative aimed at encouraging non-profit organisations to allocate part of their capital or budgets to strengthening high-impact projects through venture philanthropy and impact investment. To this end, they have a training programme and an investment vehicle for joint investment.

in the investment vehicle
+ 0 foundations
in different Spanish social enterprises
+ 0 k invested

Driving the impact ecosystem in Spain and beyond

Since 2017, María Ángeles León has played a key role in promoting a culture of purpose-driven and financially disciplined investment.



Her leadership has helped to change the way in which capital is mobilised for social change, not only as a funding tool, but as a driving force for transformation.

Open Value was founded on a long-term commitment to making a difference by its founders, María Ángeles León and Francisco García Paramés. For more than 25 years, they have dedicated part of their personal wealth to initiatives that improve the lives of vulnerable communities, particularly in sub-Saharan Africa.

Initially, through traditional philanthropy, they later adopted more sustainable approaches, inspired by pioneers like Acumen and Yunus Social Business. That journey gave rise to the Open Value Foundation (OVF) in 2017.

We open minds

Our work goes further; we understand that to generate real change, we must shift mindsets and create knowledge about the effectiveness of our model.

We unlock and mobilise capital for social impact investment and Venture Philanthropy, opening new doors and weaving strategic collaborative networks.

We open
opportunities

We open sustainable economic opportunities in Sub-Saharan Africa and Spain, combining strategic donations and impact investment.
with the purpose of improving the livelihoods of the most vulnerable people.

Impact investment

Our aim is to help social enterprises and organisations become profitable and scale up their impact by providing patient capital, technical support and partnerships.

Strategic Philanthropy

We fund projects that align with our purpose, focusing resources on job creation for individuals with fewer opportunities, which in some cases can be transformed into loans and generate returns.

We open
minds

Our work goes further; we understand that to generate real change, we must shift mindsets and create knowledge about the effectiveness of our model.

We unlock and mobilise capital for social impact investment and Venture Philanthropy, opening new doors and weaving strategic collaborative networks.

Impact Stories – Minds

The global school for social change pioneering in Spain

The global school for social change pioneering in Spain

Acumen Academy Spain

It is a training programme in social leadership that aims to foster a new generation of change agents who are challenged to solve society's most complex issues, providing them with tools and resources to help them develop new solutions and build a more just, inclusive and sustainable world.

fellows
0
cohorts
0

We unlock and mobilise capital for social impact investment and Venture Philanthropy, opening new doors and weaving strategic collaborative networks.

We open
minds

Our work goes further; we understand that to generate real change, we must shift mindsets and create knowledge about the effectiveness of our model.

We open
opportunities

We are committed to a long-term approach with social entrepreneurs to help their initiatives grow through a hybrid financial model that combines grants with other impact investment instruments and technical assistance.

Impact Investment

Our aim is to help social enterprises and organisations become profitable and scale up their impact by providing patient capital, technical support and partnerships.

Strategic Philanthropy

We fund projects that align with our purpose, focusing resources on job creation for individuals with fewer opportunities, which in some cases can be transformed into loans and generate returns.

Impact Stories – Minds

We form, invest in, and support social projects to generate social impact.

We form, invest in, and support social projects to generate social impact.

Foundation Fund

It is an initiative aimed at encouraging non-profit organisations to allocate part of their capital or budgets to strengthening high-impact projects through venture philanthropy and impact investment. To this end, they have a training programme and an investment vehicle for joint investment.

in the investment vehicle
+ 0 foundations
invested
+ 0 k

Impact Story – Strategic Philanthropy

Transforming school nutrition, strengthening communities.

Transforming school nutrition, strengthening communities.

Plumbee, Kenia

Social enterprise that produces nutritious porridges for school-aged children using local crops, especially
pumpkins
cultivated by women farmers. Their model improves child nutrition while generating income and training opportunities for the producers. The company is building a large-scale plant to expand its reach and distribute its food in schools and local retail outlets.

trained women farmers
+ 0 women
they have received their nutritious food
0 children

Impact Story – Impact Investment

Access to housing for vulnerable groups.

Access to housing for vulnerable groups.

Primero H, Spain

It is Spain's first social SOCIMI, created to increase access to affordable rental housing for people experiencing housing vulnerability and homelessness, combining impact investment with social action to develop a stable portfolio of decent homes.

where people who were previously homeless now live.
0 Housing
invested
0 millions €

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We open
minds

Our work goes further; we understand that to generate real change, we must shift mindsets and create knowledge about the effectiveness of our model.

We unlock and mobilise capital for social impact investment and Venture Philanthropy, opening new doors and weaving strategic collaborative networks.

We open
opportunities

We open sustainable economic opportunities in Sub-Saharan Africa and Spain, combining strategic donations and impact investment.
with the purpose of improving the livelihoods of the most vulnerable people.

Impact investment

Our aim is to help social enterprises and organisations become profitable and scale up their impact by providing patient capital, technical support and partnerships.

Strategic Philanthropy

We fund projects that align with our purpose, focusing resources on job creation for individuals with fewer opportunities, which in some cases can be transformed into loans and generate returns.